We have been in the factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and having had these experiences, can support you through any challenging times you might run into. We won't vanish when the times get challenging, like a handful of factoring companies sadly have in the past.

Every factoring company has criteria for size, industry, and risk. It's just about impossible for you to choose which factoring firm is a suitable fit for you. By contacting us, we'll answer any burning questions you may have and help you find the right match for your company - it could be us or another factoring company.

We have a huge network of factoring industry colleagues, these cooperative connections were built over 20+ years in the business. So, when you take some time to tell us about your needs, you'll quickly see that we can help you find just what you need.

Many factoring firms let you pick and choose your customers to factor. Except a few of them usually have a minimum amount prior to working with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is much the same as having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement which will force you into factoring when you don't require it.

Many factoring firms fees are hidden. It is baffling why they do this. Be rest assured, We are different.  We are flat out upfront about our fees. When you apply, you are provided a transparent, no obligation rate proposal with the fee for your business. It is going to be tough finding another factoring company, if any, that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our present advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring businesses are financed by Wall Sreet venture capitalists. We are an independently owned company and don't take marching orders from investors and boards. Much like you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We hear your story, learn your struggles. Based on that information we will put together a custom-made solution for you. Many accounts receivable factoring businesses particularly the Silicon Valley Fintech ones mainly bet on an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Many factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are provided with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or don't want to be disturbed.

Don't forget the fact that the factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we keep an eye on each invoice and follow them the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is made.

Our business credit monitoring systems allow us to spot early negative trends so that we can protect you from iffy transactions. You have 24/7 access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns so there are no surprises.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Watch out for negative payment trends. This is essential to prevent avoidable write-offs.

Our company adopts first-rate technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much lower rates for you. Many other companies don’t even come close.